Can I Purchase Florida Auto Insurance Online?

December 19, 2019

Insurance

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You can purchase Florida auto insurance online, provided your vehicle is registered in your state and you have all the documents needed to sign up for a policy. Registration is a prerequisite. You cannot insure an unregistered vehicle. Car insurance in Florida is a legal requirement in all states with the exception of New Hampshire. Some states make an exemption where you can declare your ability to pay for damages and injuries in the event of an accident. Such a declaration supported by evidence to establish your financial capability will allow you to drive a car without insurance in a few states but it is not recommended. 

Before searching for Florida auto insurance quotes online at https://floridainsurancequotes.net/auto-insurance/florida-auto-insurance-quotes/, you need to get the vehicle registered. It is a simple process but some states have pre-registration requirements such as safety & emissions inspections. If you own a motorcycle, electric vehicle or hybrid car and antique automobile, then you don’t need this safety & emission inspection. Regulations vary from state to state so check the relevant law before you go for registration. You cannot register your vehicle online. You would need to visit the Department of Motor Vehicles office in your city or county. In some states, it is the Motor Vehicle Division or the Department of Revenue. In most states, the office issuing driving license will also cater to vehicle registration. You should go to the official website of the Department of Motor Vehicles and follow the instructions. 

The registration process needs the original title of your car, driving license or other government issued photo id, bill of sale for new cars, documents issued by the US Customs and Borders Protection in case of imported automobiles, proof of Florida auto insurance and vehicle safety in some cases and certificate issued after emissions & smog inspection in some states. You would need to pay the required fee for registration and you would get the number plates. If you already have done all these, then you can straightaway look for auto insurance online. 

Purchasing Florida auto insurance online from here does not require any visit or vehicle inspection. The registration would be sufficient. Vehicle inspection is necessary in case you are reviewing or changing your Florida car insurance policy and if there has been a gap in your renewal with the same insurer, if there have been claims or you have made any substantive changes in your car with aftermarket installations that need to be covered by the policy. The specific processes will vary from one insurer to another so you would need to follow the stepwise instructions.