Category: Insurance

Can I Purchase Florida Auto Insurance Online?

December 19, 2019


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You can purchase Florida auto insurance online, provided your vehicle is registered in your state and you have all the documents needed to sign up for a policy. Registration is a prerequisite. You cannot insure an unregistered vehicle. Car insurance in Florida is a legal requirement in all states with the exception of New Hampshire. Some states make an exemption where you can declare your ability to pay for damages and injuries in the event of an accident. Such a declaration supported by evidence to establish your financial capability will allow you to drive a car without insurance in a few states but it is not recommended. 

Before searching for Florida auto insurance quotes online at, you need to get the vehicle registered. It is a simple process but some states have pre-registration requirements such as safety & emissions inspections. If you own a motorcycle, electric vehicle or hybrid car and antique automobile, then you don’t need this safety & emission inspection. Regulations vary from state to state so check the relevant law before you go for registration. You cannot register your vehicle online. You would need to visit the Department of Motor Vehicles office in your city or county. In some states, it is the Motor Vehicle Division or the Department of Revenue. In most states, the office issuing driving license will also cater to vehicle registration. You should go to the official website of the Department of Motor Vehicles and follow the instructions. 

The registration process needs the original title of your car, driving license or other government issued photo id, bill of sale for new cars, documents issued by the US Customs and Borders Protection in case of imported automobiles, proof of Florida auto insurance and vehicle safety in some cases and certificate issued after emissions & smog inspection in some states. You would need to pay the required fee for registration and you would get the number plates. If you already have done all these, then you can straightaway look for auto insurance online. 

Purchasing Florida auto insurance online from here does not require any visit or vehicle inspection. The registration would be sufficient. Vehicle inspection is necessary in case you are reviewing or changing your Florida car insurance policy and if there has been a gap in your renewal with the same insurer, if there have been claims or you have made any substantive changes in your car with aftermarket installations that need to be covered by the policy. The specific processes will vary from one insurer to another so you would need to follow the stepwise instructions.

Motorcycle Insurance in Florida

July 23, 2018


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Motorcycling is a lifestyle that only a few people can truly appreciate. To those that love their bikes, whether it be new or old, you will want to fully protect your bike. You may be wondering, what is motorcycle insurance for Florida? Why should I purchase it? What does it really cover? Where should I collect motorcycle insurance quotes? Not to worry, we are here to help get your bike only the best of the best coverage.

What is Motorcycle Insurance?

Glad you asked! Motorcycle insurance from someone like this will help provide you with financial protection in the case of accident regarding your FL motorcycle, along with theft or damage. Your motorcycle insurance coverage will also include liability just in case you are responsible for someone else’s injuries or property damage. You will also find that these policies will provide coverage for motorcycles, choppers, mopeds, and even a Segway.

If you just recently purchased your motorcycle, or have had one for a while, you are surely full of questions when it comes to coverage.

What does my Motorcycle Insurance Cover?


A standard motorcycle insurance policy will cover portions of costs associated with your bike damage. Proper coverage will also compensate you in the event that you caused another person harm or their property. You can customize your policy to cover each of the following things:

  • Full cost replacement of your bike
  • Comprehensive coverage
  • Medical Payments
  • Uninsured/underinsured motorist’s coverage
  • Damage or loss of your gear
  • When deciding on coverage find an in-between point for protecting yourself and what you can budget.

How much coverage do I need?

The amount of coverage you will need depends on your bike and how you are planning to use it. If you own a super speedy bike, such as a racing bike, the coverage will end up being more expensive.  Keep this in mind when searching for coverage. Many motorcycle insurance requirements will vary by state. Be sure to keep that in mind when deciding on a policy that will protect you and your financial well-being.

Where Can I find the Best Motorcycle Insurance Deals?

In order to find the best deals on coverage, you will need to collect Florida motorcycle insurance quotes. I’m sure you are wondering where you should begin your search. The best place, hands down to shop for motorcycle insurance is at Florida Insurance Quotes here. They provide customers with the best motorcycle insurance quotes in FL. Don’t wait, head on over today and start saving now

Should I Purchase Bicycle Insurance?

February 23, 2018


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Is Purchasing Bicycle Insurance a Smart Strategy?

Bike accidents are pretty common. Sometimes, cyclists drive into parked cars by mistake. In other cases, accidents may happen which involve moving cars, other cyclists, or pedestrians. It’s even possible to have an accident on your bike when you’re by yourself and no one else is around. If you spend a lot of time cycling and you’d like to feel more protected on the road, you should consider purchasing bike insurance. When you do so, you’ll be able to file a claim if there’s a problem. However, all policies are not created equal, so you should shop around in order to find the right policy.

Lots of cyclists ride around without insurance. This means that they are on the line for repair or replacement expenses if their bikes get damaged. They will also be in line for expensive litigation if they do get sued for alleged mistakes on roads or on bike paths. Insurance is protection, so buying it is a smart strategy. A lot of cyclists who self-insure (i.e. carry no insurance) wish that they had it after the fact!

How to Find a Good Policy

Shop around via insurance companies which serve cyclists in your state. Most bigger insurance companies serve all American states and offer bike insurance online. We recommend checking out three or four companies and this includes checking out customer reviews which are posted online. As well, you should visit their official websites and see which choices you’ll have in terms of policies.

By seeing what’s out there and finding the level of coverage that you prefer, you’ll set the stage for smart comparison-shopping. Once you have determined a level of coverage that you like, such as basic, mid-range or high-level, start collecting quotes for policies with that coverage level. It’s best to collect quotes for at least three policies from different insurance companies. All of these companies should have great reputations and reviews.

Everyone is different and this means that the amount of coverage desired will vary. If you ride your bike a lot in places where accidents are common, choosing a higher level of coverage will be wise. It’s up to you how much coverage you buy. Doing some research and homework online will help you to find what is right for you.

Now that you know the basics, why not shop for bicycle insurance today? It’s a great way to protect yourself while you ride.